Rate comparisons
Loan Factory vs. Wells Fargo
Rates as of Thursday, October 03 2024 at 11:00 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 5.625% (APR=5.632%) | 5.75% (APR=5.936%) |
| Points / Credits | $160 | $7,943 |
| Payment | $1,151 | $1,167 |
| Saving over 30 years | $13,543 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Thursday, October 03 2024 at 11:00 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 5.625% (APR=5.63%) | 6% (APR=6.105%) |
| Points / Credits | $168 | $2,853 |
| Payment | $1,727 | $1,799 |
| Saving over 30 years | $28,479 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Thursday, October 03 2024 at 11:00 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 5.375% (APR=5.398%) | 5.875% (APR=6.072%) |
| Points / Credits | $375 | $1,125 |
| Payment | $840 | $887 |
| Saving over 30 years | $17,670 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Thursday, October 03 2024 at 11:00 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 5.625% (APR=5.625%) | 6.25% (APR=6.492%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,151 | $1,231 |
| Saving over 30 years | $30,526 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Thursday, October 03 2024 at 11:00 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 5.75% (APR=5.768%) | 5.95% (APR=6.329%) |
| Points / Credits | $690 | $4,127 |
| Payment | $2,043 | $2,087 |
| Saving over 30 years | $19,277 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Thursday, October 03 2024 at 11:00 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 5.5% (APR=5.5%) | 6% (APR=6.204%) |
| Points / Credits | $0 | $3,200 |
| Payment | $908 | $959 |
| Saving over 30 years | $21,560 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)